The Telephone Consumer Protection Act (“TCPA”) is a federal law, 47 U.S.C. 227, that restricts debt collectors from telephone solicitations and the use of automated telephone equipment. Automated telephone equipment can be defined as computer generated messages that are sent to the person owing the money. Pursuant to the TCPA, debt collectors cannot call debtors houses from after 9 pm to before 8 am. Each violation of the TCPA can lead to a fine of up to $1,500.00 per violation. As this is a high fine, debt collectors are weary to violate the TCPA.
As a debtor, be sure to obtain the name, company and phone number of every debt collector as they are required to provide same to you. If you believe that a debt collector is violating the TCPA, call the Law Office of Ryan S. Shipp, PLLC today @ (561) 699-0399 to protect your rights. We are located in Lantana, Florida.
